Student Health Insurance Program (SHIP)
Requirements and Information:
The Commonwealth of Massachusetts requires all students (9 or more credits) to have health insurance coverage. Students may be covered by individual or family coverage or may participate in Emmanuel's health insurance plan.
- To waive enrollment in the College’s plan, students must complete a health insurance waiver form demonstrating comparable coverage.
- To enroll in the College’s plan, students may complete a health insurance enrollment form.
Please note: The health insurance enrollment or waiver must be completed annually. These forms are separate from the Emmanuel College Immunization & Health Form which must be submitted to Health Services.
To ensure compliance with the state law, all undergraduate students are billed for the school’s plan until the waiver is received. The cost of the plan for the 2026-2027 academic year is $2,900. A waiver must be received prior to the start of the academic year. Medicaid from outside of Massachusetts, Medi-Share and international plans are not considered comparable insurance.
Information regarding the College’s plan, along with enrollment and waiver forms, is available via the University Health Plans website at www.universityhealthplans.com.