Private Student Loans

There are many funding options with private educational student loans.

Private educational student loans and parent loans can help bridge the gap between financial aid and the total cost of education. With many private student loans, the student is the primary borrower; however, most students will require a credit-worthy U.S. citizen or permanent resident as a co-signer (does not have to be a parent).

We recommend that students first apply for financial aid and borrow with federal student loans. If additional financing is needed, alternative students loans can be an option for many families. 

Emmanuel College has a dedicated ELM Select site where you can research private loan lending options to identify the lender whose terms best meet your needs. Emmanuel College does not endorse any individual lender.

We encourage all borrowers to do their own research and select the lender that is best for them. If you wish to use another lender that is not on the ELM Select site, you have the right to do so. For the 2020-2021 academic year, we will begin to accept loan applications starting in late April. 

Explore Emmanuel

Research Spotlight: Searching for an Evolution Solution

Propelled by a National Science Foundation (NSF) grant, students and faculty in the Mathematics Department are studying the rate of evolution in spatially structured populations using evolutionary graph theory, which may inform the estimation of important events in our evolutionary past, such as when humans split from our closest primate relatives.

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Research Spotlight: Powerful Partnerships

In collaboration with Emmanuel graduate, Kierstin Giunco ’17, Associated Professor of Education Christine Leighton and current student Kayla Balthazar '20 are working with local elementary students to deepen reading engagement and comprehension.

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Research Spotlight: Economics Education on a Global Scale

As her research in economics education has focused on innovation in the classroom and finding ways to help students apply economic theories to real-world situations, students are vital in every aspect to Associate Professor of Economics Rebecca Moryl’s work.

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Eileen Milien '22: A Career-Affirming CURE

When choosing a college, Eileen knew two things for sure—that she would be able to get to know her professors and peers and that she wanted to be in an area in which she would have myriad opportunities in the research and medicine.

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Melissa Duffy '20: Artist and Appreciator

When Melissa started at Emmanuel, she chose what she believed to be two separate and distinct majors—studio art and history—to fulfill her both her personal and professional interests.

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Kai Uehara '20: Social Justice Scholar

Kai has always had the inclination to try to make any situation better. When he was searching for colleges, Emmanuel's social justice mission resounded deeply with his ideals of supporting those who need the help.

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Robert Columbus '20: The Idea Man

Robert’s interest in the workings of the wider world grew in 2011 as the Arab Spring became international news. “I love history,” he said, “so knowing the history of the states as well as their current affairs made their actions and interactions much more interesting to me.”

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Jake Hill '20: Seeing Citizenship with a Capitol C

Growing up in a suburban town outside of Boston, going to college in the city had always been a goal for Jake. After touring Emmanuel's campus he felt it had the perfect mixture of “small campus feel and big city appeal.”

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Jessie Wang '19: Head of the Class

What began as an on-campus job in Emmanuel's student center transformed into a new career path for Jessie, one that brought her to Harvard University as a master's candidate in higher education administration. 

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Emmanuel is a place where students broaden their sense of what’s possible and prepare for inspiring careers in an ever-changing world. Be here.