Parent Loans

Learn more about the different loan options available to parents.

Parent loans are a common payment option when current income and savings are not enough. There are many educational loan products available to help finance education. Parents may borrow up to the cost of education minus financial aid received. We recommend applying for enough funds for the full academic year instead of semester by semester.

The Office of Student Financial Services encourages all borrowers to do their own research and select the lender that is best for them. There are many other options available to students and their families.  For a list of private student and parent eduational loan options, please visit For information about the Federal Direct PLUS Loan, please visit Emmanuel College does not endorse any individual lender.

Private loan applicants will need to complete a Private Education Loan Applicant Self-Certification form. Borrowers may use the form provided by their lender, or the Department of Education's Private Education Loan Applicant Self-Certification form. Please contact our office if you need assistance completing the form.