Payment Options

 

Tuition Bill

Students will be notified at their Emmanuel email address when their semester tuition bill is available online. For the fall semester, the tuition bill is available in early July and payment is due in early August. For the spring semester, the tuition bill is available in mid-November and payment is due in mid-December. The options listed below may be used individually or in combination. If you would like assistance determining the best option for your family, please contact our office and your counselor will discuss your options with you.

Payment Options

Checks and Wire Transfers:

Checks: While Emmanuel remains open and operational, we are unable to accept paper checks at this time. E-Checks: Online Automated Clearing House (ACH) e-check payments may be made at https://emmanuel.afford.com using the option "Make a One-Time Payment" (student login not required). There is no fee charged for paying online with an e-check.

Wire Transfers: For wire transfer payments, please call 617-735-9938 or e-mail financialservices@emmanuel.edu to receive Emmanuel College's Account Number and ABA Routing Number.

Credit Cards:

Credit/debit card payments may be made online at https://emmanuel.afford.com. Students and families who choose to make payments with a credit/debit card will be assessed a service fee, which is retained by a third-party service provider. This fee ranges from 0.75%-3.99% based on the type of card used to make the payment. This fee may be avoided by paying with a checking or savings account in place of a credit/debit card.

Emmanuel College Payment Plan  

The payment plan is a convenient and manageable payment solution that provides the option to pay in interest-free monthly installments, rather than one lump sum. The plan automatically updates to ensure the current semester balance is always covered by the plan in real time so you will not have to worry about estimating your installment amounts. 

The fall semester plan begins in July and ends in November; the spring semester plan begins in December and ends in April. This plan offers the convenience of scheduling payments by enrolling in auto-pay. For payment plan support, contact the Payment Plan Support Team at: 1-833-269-3675.  

Payment Plan Details  

  • Payment plans are set up to cover the remaining balance on a student’s account for the semester. 
  • Enroll in the plan for the fall by July 15th. Spring plan enrollment should occur by December 15th(payment plans for the spring will become available when spring tuition statements are released). 
  • The nonrefundable enrollment fee is $40 per semester. 
  • Installments are due on the 15thof each month from July through November for the fall semester, and December through April for the spring semester. 
  • This plan automatically updates to ensure the current semester balance is always covered by the plan in real time.  
  • Participants will be enrolled in auto-payment, but also have the flexibility to make additional one-time payments to their plan balance.  

As the payment plan is real-time, any changes in the student account balance will automatically update your installment amount: 

  • If a charge is added or financial aid is reduced or removed and that increases the balance of the student account, the installments will increase accordingly for the next installment due date. An automatic email is sent to notify of changes to installments. 
  • If additional payments are made to the account, the next installment will decrease accordingly. An automatic email is sent to notify of changes to installments. 
Learn More on Enrolling in a Payment Plan Here

Emmanuel welcomes all college savings plans. If you have a college savings plan such as a 529 plan, please contact the plan provider to have the funds transferred to Emmanuel College.

If you are using a pre-paid tuition plan to pay for tuition, such as the UPlan, please provide the Office of Student Financial Services with the provider name and the amount you will be using for the upcoming academic year. Once we receive this information, we will credit your account and ensure the timely receipt of payment from the plan provider.

Loan Options

Private educational student loans and parent loans can help bridge the gap between financial aid and the total cost of education. With many private student loans, the student is the primary borrower; however, most students will require a credit-worthy U.S. citizen or permanent resident as a co-signer (does not have to be a parent). We recommend that students first apply for financial aid and borrow with federal student loans. If additional financing is needed, alternative students loans can be an option for many families.

Private Student Loans

Parent loans are a common payment option when current income and savings are not enough. There are many educational loan products available to help finance education. Parents may borrow up to the cost of education minus financial aid received. We recommend applying for enough funds for the full academic year instead of semester by semester. The Office of Student Financial Services encourages all borrowers to do their own research and select the lender that is best for them. There are many other options available to students and their families.

Parent Loans

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