Private educational student loans and parent loans can help bridge the gap between financial aid and the total cost of education. With many private student loans, the student is the primary borrower; however, most students will require a credit-worthy U.S. citizen or permanent resident as a co-signer (does not have to be a parent).
We recommend that students first apply for financial aid and borrow with federal student loans. If additional financing is needed, alternative students loans can be an option for many families.
We encourage all borrowers to do their own research and select the lender that is best for them. Information regarding private student and parent loans may also be found at finaid.org and studentaid.ed.gov Emmanuel College does not endorse any individual lender.