Frequently Asked Questions

Find answers to the questions most frequently asked of the Emmanuel College Office of Student Financial Services by parents and students.

How do I apply for financial aid?

To apply for financial aid at Emmanuel College, incoming students must complete the Free Application for Federal Student Aid (FAFSA) by the February 15th priority filing date. Additional documents may be requested. 

Learn more on our Applying for Financial Aid page.

What is Emmanuel College's Federal School Code?

Emmanuel College's Federal School Code is 002147. This code is required for Emmanuel to receive your Free Application for Federal Student Aid (FAFSA).

What happens if I miss the February 15th priority filing date?

Incoming students whose FAFSAs are received after the priority filing date will be awarded on a funds-available basis. You may find that even if you apply after the priority filing date, there is sufficient funding available for you to be able to afford to enroll at Emmanuel College.

Are there options available to pay the balance after financial aid?

Many families cover the balance due after financial aid utilizing the College's interest-free monthly payment plan or private alternative student loans or parent loans.

Learn more about our payment options.

What are the best ways to further reduce my costs?

  • Apply for private scholarships.
  • Choose the least expensive housing option available to you.
  • Stay on track academically and graduate on time. Emmanuel has an award-winning academic advising program that challenges, supports and guides students as they become active participants in their own learning and explore options and make choices within the liberal arts and sciences curriculum.

What is the average financial aid package?

Emmanuel College awards financial aid to students based on an evaluation of the student's and the student's family's ability to pay for his or her education. For this reason, each student's financial aid award is unique. Emmanuel College understands that paying for college can be challenging.

We are committed to working with students and their families to make an Emmanuel College education a reality.

When is the bill due?

The fall semester bill is available online via EC Online Services  in early July and is due by early August. The spring semester bill is available online in mid-November and due by mid-December.

Read more on Important Steps & Dates.

Will my deposit be reflected on my bill?

All accepted full-time undergraduate students who wish to enroll at Emmanuel College pay a $300 tuition deposit ($500 if they are living on campus) to secure their place in the class. This deposit is applied to the first semester bill.

Read more on Depositing to Emmanuel.

Will my financial aid be deducted from my tuition bill?

Yes, financial aid will automatically be deducted from your bill, except for the following situations:

  • If additional information is required to complete your financial aid application, you will receive notification regarding this. Estimated aid will not credit your tuition bill.
  • If you are borrowing with a Federal Direct Subsidized and Unsubsidized Loan, you must complete 1) a Master Promissory Note and 2) Entrance Counseling. Both of these requirements may be completed online at The Direct Loan will not appear as a credit on your bill until both requirements are completed; we encourage you to do this by June 30th. If you wish to decline the loan, please e-mail us at
  • If you were awarded Federal Work-Study, it is not deducted from the tuition bill. Students will receive a paycheck directly deposited into their bank account every two weeks for hours worked.
  • If you received private scholarships, they may be used as a credit toward your bill by submitting the check or scholarship notification letter to our office.

Can my financial aid change?

Estimated Financial Aid Award Letters are based solely on the information provided on the FAFSA and are subject to change upon receipt of actual tax return data and/or other verification documents. Instructions for completing the financial aid application process are included with the Estimated Financial Aid Award Letter.

How do private scholarships or outside awards affect my financial aid?

We encourage students to apply for private scholarships. At Emmanuel, we reduce unmet financial need before reducing previously awarded financial aid.

Please inform us of your eligibility for outside sources of aid, including private scholarships, tuition remission, veteran's benefits, etc., as soon as possible so that any adjustments required to your aid award can be made.

Is my financial aid renewable?

Emmanuel College makes every effort to offer the same aid each year. Emmanuel funding is limited to a maximum of eight semesters and is contingent upon timely application (the FAFSA is due by February 15th each year), same level of demonstrated need, satisfactory academic progress, and the same enrollment and housing status as the prior year. Merit-based scholarships require full-time enrollment and the cumulative GPA as required by your scholarship notification letter.

Can I apply for additional financial aid in future years?

Emmanuel College makes endowed scholarships available to currently enrolled students. The applications are available each January and are due on February 15th. Students should continue to seek out and apply for private scholarships to reduce costs for future years.

The College also offers scholarships to Resident Assistants; this scholarship is available to sophomores, juniors and seniors and is equal to 75% of room and board for the first year of service and 100% thereafter.

Can I view my information online?

Your MySaints account is your one-stop place for all things Emmanuel. Here you can communicate via e-mail, and find important information from the OSFS and other offices including Residence Life and Academic Advising. Through MySaints, you can also access EC Online Services, where you can view requested documents, your financial aid award and tuition bill and make online payments.

Can my parents have access to view my tuition bill online?

You may provide parents, and/or others, access to your tuition bill by clicking on "Manage Account Access" from your tuition bill home screen. They will receive an e-mail notification with instructions on how to create their own log in to view and make payments on your tuition bill.

What if I borrowed additional funds for rent and/or books?

If you have a credit on your account after paying your bill, you may request a refund through EC Online Services via MySaints. Students who request their refund through EC Online Services may request to have the funds directly deposited into their bank account. You may also reduce your loan or have the credit applied toward the next semester's balance.

Because financial aid is disbursed after the add/drop period, most refunds are not available until mid-October for the fall semester and late February for the spring semester. Please plan accordingly.

What is the Fenway Card?

The Fenway Card is your official identification at Emmanuel College and is used to access campus buildings and provide access to your meal plan, flex dollars and Fenway Cash (money that may be added to your Fenway Card). Fenway Cash offers you a safe and convenient way to make purchases on and around campus. You can use your Fenway Cash for dining halls, vending machines, laundry machines and over 80 popular off-campus locations around Boston. For more information, please visit

Is health insurance required?

Yes. The Commonwealth of Massachusetts requires all full-time students to be covered under an acceptable health insurance plan. If you already have qualifying coverage, you must submit a waiver to decline the College health insurance plan.

Read more on health insurance.

Can I park on campus?

A limited number of parking spaces are available on a first-come, first-served basis for commuter students. A parking application must be submitted to the Vice President of Student Affairs for approval. Parking is not available for resident students.