Frequently Asked Questions

Find answers to the questions most frequently asked of the Emmanuel College Office of Student Financial Services by parents and students.

When is the bill due?

Students will be notified at their Emmanuel email address when their fall semester tuition bill is available in early July. The fall semester bill and health insurance requirement is due August 9th. The spring semester bill is available online in mid-November and due December 15th.   

What if I pay after this date?

A $100 late fee is assessed if payment is not received by the bill payment due date. Course and room assignments are not guaranteed for late payments. If you are concerned about meeting the bill due date, please contact your financial services counselor immediately. 

Can my parents have access to view my tuition bill online?

You may provide parents, and/or other authorized users, access to your tuition bill by clicking on "Manage Account Access" from within the Student Account Center at They will receive an e-mail notification with instructions on how to create their own username and password to view and make payments on your tuition bill.

Why is the financial aid I received not crediting my tuition bill?

If you completed a 2017-18 Free Application for Federal Student Aid (FAFSA), and your aid does not credit your bill, supplemental information may be needed to complete your financial aid application. Please click on "Financial Documents" under the Student Financial Services section of EC Online Services via your MySaints portal to see if we are missing information from you.

If you are borrowing a Direct Subsidized and/or Unsubsidized Loan and it does not appear on your bill, please complete both the Master Promissory Note and Entrance Counseling requirements at To decline the loans, please email

Federal Work Study is not applied toward the tuition bill. Students will receive their paycheck directly deposited into their bank account for any hours worked.

What options do I have to pay the balance after financial aid?

There are several options to pay your balance after your financial aid has been applied including the interest-free monthly payment plan and student and parent loans. For more information please visit

How do private scholarships or outside awards affect my financial aid?

We encourage students to apply for private scholarships. At Emmanuel, we reduce unmet financial need before reducing previously awarded financial aid.

Please inform us of your eligibility for outside sources of aid, including private scholarships, tuition remission, veteran's benefits, etc., as soon as possible so that those sources may be reflected on your account.

Do I need to complete a health insurance waiver or enrollment form?

Yes. Each academic year, you must complete either a health insurance waiver documenting that you have health insurance coverage, or a health insurance enrollment form to purchase the College's plan. Both the waiver and the online enrollment form, along with details of the College's plan, are available at Students who have not submitted either an enrollment form or a waiver by the deadline will be enrolled in the College's plan and charged the $2,594 premium.

How do I purchase a commuter meal plan?

If you are a commuter who is not living in an off-campus residence hall, you have the option of purchasing one of two meal plans: 5 meals per week for $638 per semester, or 8 meals per week for $1,020 per semester. To purchase a commuter meal plan, please email with your request. 

If you live off campus in a residence hall and wish to add a commuter meal plan, please contact Residence Life.