Payment Options

Private Student Loans

There are many funding options with private educational student loans.

Private educational student loans and parent loans can help bridge the gap between financial aid and the total cost of education. With private student loans, the student is the primary borrower; however, most students will require a credit-worthy U.S. citizen or permanent resident as a co-signer (does not have to be a parent).

We recommend that students first apply for financial aid and borrow with federal student loans. If additional financing is needed, students may want to consider a private or parent loan. Each of these loans can be borrowed up to the student's cost of attendance minus any financial aid.

We encourage all borrowers to do their own research and select the lender that is best for them.  Information regarding private student and parent loans may also be found at www.finaid.org and  studentaid.ed.gov Emmanuel College does not endorse any individual lender.

Private loan applicants will need to complete a Private Education Loan Applicant Self-Certification form. Borrowers may use the form provided by their lender or the Department of Education's Private Education Loan Applicant Self-Certification form. Please contact our office if you need assistance completing the form.