Loans & Student Employment
Few students can afford to pay for college without some form of educational financing. Private educational loans can help bridge the gap between financial aid and the total cost of education. The student and parent loans we believe to be good options for our students and their families are listed in the links below.
When researching lenders the staff of the Office of Student Financial Services reviewed flexible repayment options, interest rates, borrower benefits (e.g. interest rate discounts), electronic delivery of loan proceeds to ensure the timeliness of the loan process, and easy access to customer service. For most loan programs, the borrower must be a credit worthy U.S. citizen or permanent resident. Each loan option can be borrowed up to a student's cost of attendance minus any financial aid; however, some lenders have loan minimums. We also encourage all borrowers to do their own research and select the lender that is best for them.
If you have questions regarding the student or parent loans or need help deciding which loan option may be best for you, please know that we are here to assist you. We can be reached at (617) 735-9938 or via e-mail at financialservices@emmanuel.edu.
Federal Direct Stafford Loan »
The Federal Direct Stafford Loan is a low-interest student loan from the federal government.
Federal Perkins Loan »
A federally-subsidized low interest (5%) student loan from both the federal government and Emmanuel College.
Massachusetts No-Interest Loan »
A no-interest student loan from the Commonwealth of Massachusetts to Massachusetts residents who are full-time undergraduate students with high financial need.
Private Student Loans »
Private Student Loans, such as the MEFA Student Alternative Loan, CitiAssist Loan and the Citizens TruFit Loan, can be used to help pay for your remaining student account balance.
Parent Loans »
Parent Loans, such as the Federal Parent Loan for Undergraduate Students (PLUS Loan) and the MEFA Undergraduate Loan, can be used to help pay your student's remaining student account balance.
Loan Code of Conduct »
The Higher Education Opportunity Act conditions the eligibility of educational institutions to participate in Title IV programs on the development of and compliance with a code of conduct prohibiting conflicts of interest for its financial aid personnel.
Student Employment »
The student employment program offers on and off-campus positions and includes the Federal Work Study (FWS) program.
